← Back to Search

Financial Interventions for Financial Hardship (BEEM Trial)

N/A
Waitlist Available
Led By Sheri A Lippman, PhD
Research Sponsored by University of California, San Francisco
Eligibility Criteria Checklist
Specific guidelines that determine who can or cannot participate in a clinical trial
Must have
Between 18-24 years of age at enrollment
Be between 18 and 65 years old
Timeline
Screening 3 weeks
Treatment Varies
Follow Up baseline and 12 months
Awards & highlights

BEEM Trial Summary

This trial is studying the impact of guaranteed income on Black youth and young adults' financial, emotional and physical health. Participants will receive income for 12 months and access to financial courses.

Who is the study for?
This trial is for Black youth and young adults aged 18-24 living in specific low-income areas or marginally housed in San Francisco or Oakland. They must not be part of another GI project, have lived in the US for at least 3 years, and provide informed consent. Those under the influence during enrollment or planning to leave the Bay Area are excluded.Check my eligibility
What is being tested?
The study tests how Guaranteed Income affects financial stability, mental health, and healthcare use among participants. It includes a monthly income for one year plus access to financial coaching and peer learning circles to see if these interventions help with future investments and wellness.See study design
What are the potential side effects?
While this trial does not involve medical treatments that typically have side effects, there may be emotional or psychological impacts from receiving guaranteed income which will be closely monitored throughout the study.

BEEM Trial Eligibility Criteria

Inclusion Criteria

You may be eligible if you check “Yes” for the criteria below
Select...
I am between 18 and 24 years old.

BEEM Trial Timeline

Screening ~ 3 weeks
Treatment ~ Varies
Follow Up ~12 months of follow-up
This trial's timeline: 3 weeks for screening, Varies for treatment, and 12 months of follow-up for reporting.

Treatment Details

Study Objectives

Outcome measures can provide a clearer picture of what you can expect from a treatment.
Primary outcome measures
Proportion of Participants Reporting Investments in the future
Proportion of Participants with Unmet Mental Health Service Needs
Proportion of Participants with a Major or Probable Major Depressive Episode
+1 more
Secondary outcome measures
Credit score
Financial Capability Score
Hope for the future
+3 more

BEEM Trial Design

2Treatment groups
Experimental Treatment
Group I: Cash nowExperimental Treatment3 Interventions
Participants allocated to the "cash now" arm will receive a $500/month Guaranteed Income (GI) during the first twelve months of follow-up (Phase 1) and no GI in the second twelve months of follow-up (Phase 2).
Group II: Cash in a yearExperimental Treatment3 Interventions
Participants allocated to the "cash in a year" arm will receive no Guaranteed Income (GI) during the first twelve months of follow-up (Phase 1) but will receive a $500/month GI in the second twelve months of follow-up (Phase 2).
Treatment
First Studied
Drug Approval Stage
How many patients have taken this drug
Financial coaching
2018
N/A
~200

Find a Location

Who is running the clinical trial?

University of California, San FranciscoLead Sponsor
2,492 Previous Clinical Trials
11,930,480 Total Patients Enrolled
Oregon Health and Science UniversityOTHER
966 Previous Clinical Trials
6,845,451 Total Patients Enrolled
MyPathUNKNOWN

Media Library

Guaranteed Income Clinical Trial Eligibility Overview. Trial Name: NCT05609188 — N/A
Health Care Utilization Research Study Groups: Cash in a year, Cash now
Health Care Utilization Clinical Trial 2023: Guaranteed Income Highlights & Side Effects. Trial Name: NCT05609188 — N/A
Guaranteed Income 2023 Treatment Timeline for Medical Study. Trial Name: NCT05609188 — N/A
Health Care Utilization Patient Testimony for trial: Trial Name: NCT05609188 — N/A

Frequently Asked Questions

These questions and answers are submitted by anonymous patients, and have not been verified by our internal team.

Is this research endeavor recruiting participants aged 45 and older?

"This medical experiment seeks participants that are between 18 and 24 years of age."

Answered by AI

Are there any vacancies for potential participants of this clinical trial?

"The clinical trial details on clinicaltrials.gov reveal that this medical investigation, initially posted in November 2022, is still searching for suitable candidates. The post was last revised on the same date."

Answered by AI

Is there a possibility for me to partake in this medical study?

"Eligibility for this medical trial is contingent on previous utilization of healthcare services and being aged between 18 to 24. The research team are looking to enroll 300 patients in total."

Answered by AI

How many people have enrolled in the investigation thus far?

"Affirmative. Information hosted on clinicaltrials.gov suggests that this medical experiment, which was initially announced on November 1st 2022, is actively seeking participants. Approximately 300 patients are required from a single trial site."

Answered by AI

Who else is applying?

What state do they live in?
California
How old are they?
18 - 65
What site did they apply to?
University of California San Francisco
What portion of applicants met pre-screening criteria?
Met criteria
How many prior treatments have patients received?
0

What questions have other patients asked about this trial?

Why did patients apply to this trial?

I live in a low income co-op in Berkeley and go to the local community college. I am a 20 year old Black male trying to independently provide for myself financially. A housemate of mine recommended this trial because they know I am going through some financial hardship. I feel like I would be a perfect fit for this trial.
PatientReceived no prior treatments
~150 spots leftby Jul 2025